WBEZ | Mabel Guzman http://www.wbez.org/tags/mabel-guzman Latest from WBEZ Chicago Public Radio en Afternoon Shift: Endangered buildings, Milk Carton Kids and housing the American dream http://www.wbez.org/programs/afternoon-shift/2013-04-30/afternoon-shift-endangered-buildings-milk-carton-kids-and <img typeof="foaf:Image" src="http://llnw.wbez.org//main-images/800px-The_Milk_Carton_Kids.jpg" alt="" /><p><p>Bloggers Veronica Arreola and Lee Bey help us digest the top stories of the day, including subsidized water usage for nonprofits and the gender salary gap. Music from The Milk Carton Kids before they play a sold out show at Lincoln Hall. And real estate expert Mabel Guzman&nbsp;discusses the American dream. <script src="//storify.com/WBEZ/afternoon-shift-endangered-buildings-milk-carton-k.js?header=false&border=false"></script><noscript>[<a href="//storify.com/WBEZ/afternoon-shift-endangered-buildings-milk-carton-k" target="_blank">View the story "Afternoon Shift: Endangered buildings, Milk Carton Kids and housing the American dream" on Storify</a>]<h1>Afternoon Shift: Endangered buildings, Milk Carton Kids and housing the American dream</h1><h2>Bloggers Veronica Arreola and Lee Bey help us digest the top stories of the day, including subsidized water usage for non-profits and the gender salary gap. Then we hear music from Milk Carton Kids before they play a sold out show at Lincoln Hall and discuss the American dream with Mabel Guzman.</h2><p>Storified by <a href="http://storify.com/WBEZ"></a>&middot; Tue, Apr 30 2013 11:28:20</p><div>Don't forget to tune into @WBEZ at 2pm to hear @LEEBEY &amp; me discuss parking meters/public trust, pay gap &amp; garment worker rights.Veronica Arreola</div><div><b>Public versus Private:&nbsp;</b>Niala spends the first hour with two Chicago bloggers. <i><a href="http://www.vivalafeminista.com/" class="">Viva la Feminista's&nbsp;</a></i><b>Veronica</b>&nbsp;<b>Arreola</b>&nbsp;and WBEZ architecture critic&nbsp;<b>Lee Bey&nbsp;</b>look at the privatization of public assets, given changes to Chicago’s agreement with the company that runs parking meters and ongoing talk of selling off Midway Airport. Is it time to reevaluate the role of government in Chicago?</div><div>Emanuel, aldermen reach new compromise on non-profits' water - Chicago Business JournalMayor Rahm Emanuel has offered a compromise to non-profit organizations, including churches and other houses of worship, that objected to...</div><div>Charges for Services - Eliminate Subsidized Water and Sewer Usage for Non-profit Organizations | City of Chicago Office of Inspector GeneralUnder the City's Municipal Code, the City has the option to not charge water usage fees to properties that are owned by non-profit, relig...</div><div>Chicago soon will have the nation's most expensive downtown parking meters. On New Year's Day, meters there will charge $6.50 an hour.CNBC</div><div>6 Aldermen speak against MRE's water fees for nonprofits &quot;most vulnerable bearing this burden&quot; #Chicago #RahmChicago http://pic.twitter.com/D3TjPQUTMsMary Ann Ahern</div><div>Parking meter settlement: Free Sundays, extended night hours - Chicago Sun-TimesBut, aldermen who must approve the changes say Emanuel may have made a lemon of a deal even more sour - by swapping three extra hours of ...</div><div><b>Endangered Buildings:&nbsp;</b>The<b>&nbsp;</b><a href="http://www.landmarks.org/" class="">Landmark Preservation of Illinois</a>’ list of Endangered Buildings comes out today.&nbsp;<i>Viva la Feminista</i>’s&nbsp;<b>Veronica</b>&nbsp;<b>Arreola</b>&nbsp;and WBEZ architecture critic&nbsp;<b>Lee Bey&nbsp;</b>look at the surprises.</div><div>Landmarks Illinois Ten MostLandmarks Preservation Council of Illinois (LPCI) is the only statewide not-for-profit membership organization dedicated to the preservat...</div><div>Preservation group places Allstate HQ, Lathrop Homes on its most-endangered buildings listA preservation group says the former Allstate Insurance building, a public housing development and two vacant downtown skyscrapers are at...</div><div><b>The Headlines:&nbsp;</b><i>Viva la Feminista</i>’s&nbsp;<b>Veronica</b>&nbsp;<b>Arreola</b>&nbsp;and WBEZ architecture critic&nbsp;<b>Lee Bey&nbsp;</b>stick around for a look at a Careerbuilder study that finds women still struggle to close the salary gap. They also&nbsp; tackle President Obama’s speech earlier today reiterating his continued commitment to close the Guantanamo Bay prison camp. &nbsp;</div><div>Feminist Foreign Service ~ Viva la FeministaDuring the 16 Days of Activism Against Gender Violence , I was offered an interview with Carla Koppell, USAID Senior Coordinator for Gend...</div><div>Women underpaid and under-represented in highest-paying jobs: Careerbuilder - Chicago Business JournalA new report from Chicago-based Careerbuilder.com and its Economic Modeling Specialists unit indicates women have not yet managed to clos...</div><div>US President Barack Obama: Guantanamo Bay is 'contrary to who we are' - TelegraphUS President Barack Obama has pledged to make a new push to close the Guantanamo detention camp, saying his administration would re-engag...</div><div><b>The Milk Carton Kids:&nbsp;</b>The Milk Carton Kids, a.k.a. singer songwriters&nbsp;<b>Kenneth Pattengale</b>&nbsp;and<b>Joey Ryan</b>, stop by the Jim and Kay Mabie Performance Studio for a chat and to perform songs from their new album&nbsp;<i>The Ash &amp; Clay.&nbsp;</i>They play to a sold out crowd tonight at Lincoln Hall.</div><div>Tonight at Lincoln Hall: @MilkCartonKids with @odonovanaoife - 8:00 PM - 18+ bit.ly/Y0mZNxLincoln Hall</div><div>The Milk Carton Kids &quot;Honey Honey&quot; 03/27/13 - CONAN on TBSteamcoco</div><div><b>The American Dream House:&nbsp;</b>As the Chicago housing market begins to rise from the ashes of the crash,&nbsp;<b>Mabel Guzman</b>,&nbsp;an agent with <a href="http://www.atproperties.com/" class="">@properties</a> and a former president of Chicago Association of Realtors, examines what the American dream house looks like in 2013. What’s your dream house?</div></noscript></p></p> Tue, 30 Apr 2013 13:28:00 -0500 http://www.wbez.org/programs/afternoon-shift/2013-04-30/afternoon-shift-endangered-buildings-milk-carton-kids-and Weighing the pros and cons of real estate short sales http://www.wbez.org/blogs/bez/2012-05/weighing-pros-and-cons-real-estate-short-sales-99406 <p><p><img alt="" class="image-original_image" src="http://www.wbez.org/system/files/styles/original_image/llo/insert-images/short%20sales.jpg" style="float: left; width: 300px; height: 257px; " title="The homepage of shortsaleschicago.com." />In January, short sales outpaced foreclosures for the first time. To explain why, let&rsquo;s pretend you&rsquo;re one of the 11 million homeowners with underwater mortgages. If you can&#39;t afford to make your monthly payments or if you are no longer able to cross your fingers and hope your property value increases, you have two main options: Go into foreclosure or ask your lender to agree to a short sale.</p><p>The first option hits your credit score hard, making it difficult to obtain loans in the future. The second allows homeowners to sell their property at a price below what they owe the lender and recoup some of their losses.</p><p>Banks like short sales because they don&rsquo;t have to spend money to maintain the property, which will usually sell for more than a foreclosure.</p><p>In many markets, including Chicago, short sales are becoming the norm. Local @properties agent Mabel Guzman says short sales account for 20 percent of her business. &ldquo;It&#39;s what&#39;s in the market,&quot; she said, &quot;although some [agents] would rather not deal with them.&quot;</p><p>For all parties, the main downside is that short sales are a pain in the butt. WBEZ&rsquo;s Susie An and Ashley Gross <a href="http://www.wbez.org/story/venture-flipping-houses-post-bubble-world-94309">chronicled An&#39;s own mixed experiences with short sales</a> last year. An and husband got their house, but many other potential buyers end their search with the deal falling through, after months of headaches.</p><p>Real estate agents often use attorneys to expedite the process. Guzman, a former head of the <a href="http://www.chicagorealtor.com/" target="_blank">Chicago Association of Realtors</a>, uses a third-party negotiator to assist clients interested in a short sale.</p><p>Dennis Rodkin, who writes the <em>Chicago </em>magazine<em> <a href="http://www.chicagomag.com/Radar/Deal-Estate/" target="_blank">Deal Estate</a></em> column and blog, says many are turned off by the cumbersome process. &ldquo;For potential buyers on a lease, short sales can be too risky,&rdquo; he said. &ldquo;People can end up temporarily homeless.&rdquo;</p><p>Starting in June, federal regulators will begin to remove some of the hurdles by requiring lenders to respond to seller requests in 30 days and have an answer within 60 days.</p><p>Rodkin and Guzman join <em>Eight Forty-Eight</em> on Tuesday to discuss the changes and whether short sales are worth the pain. If you have an experience with a short sale, call in live at <strong>312.923.9239</strong>, to share your story.</p></p> Tue, 22 May 2012 07:00:00 -0500 http://www.wbez.org/blogs/bez/2012-05/weighing-pros-and-cons-real-estate-short-sales-99406