Middle class American families are in distress. Despite the enormous increase in wealth in America over the past two decades, for most Americans in the middle, wages have been flat — or even losing ground. At the same time, the costs of basic necessities, including housing, health care, food and education have continued to rise.

The recent economic slowdown, combined with the collapse of the housing bubble, has made clear that the very fabric of the American dream is being ripped apart. That dream was once embodied by the stability of the middle class, and the idea that hard work and playing by the rules would be rewarded by a fair wage and the possibility to move up the economic ladder. But that is no longer the case for millions of hard working Americans. For them that dream has been transformed into growing economic insecurity, and in many cases, actual economic struggle.

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