The idea of extending loans to the poorest of the poor generally started in
Kasia Paprocki is Research and Program Manager for the Goldin Institute. Kasia is also Research Director on the Goldin Institute's Improving Microcredit: Listening to Recipients project. The Goldin Institute produced a report from their work in Bangladesh entitled Improving Microcredit Programs: Listening To Recipients. Khushi Kabir is Director of Nijera Kori. It means "we do it ourselves" in Bengali. They work with the Landless people and have more than 275,000 members.