Long-term health care is a crisis no one wants to talk about. But discussion is needed and fast as options like long-term health care insurance are drying up and becoming more expensive. And many people looking for care do not see many other options. One health care expert says we have a 5-year window to fix the problem. He’s chairman of the Federal Commission on Long-term Care, Dr. Bruce Chernof. We’ll also hear from local, independent insurance agent Tom Haberkorn. (Photo: David Mcnew)